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Furthermore, clients for this type of strategy might have extreme lawful or criminal histories. It is very important to keep in mind that various service providers supply a series of issue ages on their assured issue policies as reduced as age 40 or as high as age 80 - top final expense companies. Some will also offer higher stated value, as much as $40,000, and others will certainly enable for better survivor benefit problems by boosting the rates of interest with the return of premium or minimizing the number of years up until a complete death advantage is readily available